Business Loan Officer(Bandhan Bank )

FMCG excellence View Contact Details
Fresher
16000 To 18000
Matriculation
Male
Bhubaneswar, Odisha, India

Job description

JOB DETAILS:-

1. Loan Origination: Originate new business loan applications, gathering financial information, credit reports, and other relevant data.

2. Credit Analysis: Evaluate loan applications, analyzing financial statements, credit history, and other factors to determine creditworthiness.

3. Loan Structuring: Structure loan proposals, determining loan amounts, interest rates, and repayment terms.

4. Risk Assessment: Assess potential risks associated with loan applications, identifying mitigating factors and recommending loan decisions.

5. Customer Relationship Management: Build and maintain relationships with business customers, providing exceptional customer service and identifying opportunities for cross-selling and upselling.

6. Loan Closing: Coordinate loan closings, ensuring all necessary documentation is complete and accurate.

7. Portfolio Management: Manage a portfolio of business loans, monitoring loan performance, identifying potential issues, and taking corrective action as needed.